Question 1

Is Cannon Advisors a fiduciary?

Accepted Answer

Yes. We are an SEC Registered Investment Adviser, which means we are legally and ethically bound to put your interests first — not just when it's convenient, but always. That includes how we're compensated: we don't sell products for commissions, and our fees are clear and transparent.

Question 2

How is Cannon Advisors different from a typical financial advisor?

Accepted Answer

Two things set us apart. First, we're a true fiduciary with no product sales or hidden commissions. Second, our wealth advisors work hand-in-hand with Cannon Tax & Accounting, so your investment strategy and your tax picture are coordinated instead of managed in separate silos by professionals who never talk to each other.

Question 3

What is Cannon AIQ?

Accepted Answer

Cannon AIQ is our internal, machine-learning-driven investment strategy. It helps guide buy and sell decisions with the goal of pursuing strong risk-adjusted returns while actively managing downside risk, rather than relying on a static, buy-and-hold approach alone.

Question 4

How long has Cannon Advisors been serving clients?

Accepted Answer

Our team has more than 35 years of experience serving families in and around Charlotte, North Carolina, built around a coordinated approach to tax, accounting, and wealth management.

Question 5

How are tax, accounting, and wealth management coordinated?

Accepted Answer

Cannon Advisors and Cannon Tax & Accounting are two separate, independent firms that work side by side. With your go-ahead, our teams communicate directly so your investment decisions and your tax situation actually pull in the same direction, instead of working against each other.

Question 6

What's the difference between tax planning and tax preparation?

Accepted Answer

Tax preparation simply keeps you compliant with what you owe for a given year. Tax planning is our review of your tax return to identify opportunities — now and in the future — to help keep your lifetime tax liability as low as possible. It's a forward-looking process, not just a once-a-year filing.

Question 7

What do you need from me to do a tax review?

Accepted Answer

Just an electronic PDF copy of your most recent tax return. Once we have that, we take it from there and look for opportunities across your full financial picture.

Question 8

What kinds of tax planning opportunities do you look for?

Accepted Answer

Depending on your situation, we evaluate things like the sale of a business, Roth IRA conversions, tax-efficient savings vehicles, charitable giving strategies, retirement account distributions, the timing of capital gains, insurance and tax credits, and estate planning — and we run projections to see how life changes may affect your upcoming tax liability.

Question 9

What does a Cannon Advisors financial plan cover?

Accepted Answer

We organize planning around nine interrelated wealth management issues: investment management, tax coordination, family risk (insurance and protection), cash flow and debt management, retirement planning, education planning, business planning, legacy and estate planning, and special planning for life's expected and unexpected moments. Each is connected, so adjusting one affects the others.

Question 10

Do you help with retirement income planning?

Accepted Answer

Yes. We help clients set a retirement goal, build a plan to reach it, monitor progress along the way, and adjust as circumstances change — aiming to increase the chances of a comfortable, lasting retirement.

Question 11

Do you work with business owners?

Accepted Answer

Yes. We consult with business owners on topics like financial statements, payroll, budgeting, hiring, buy-sell agreements, disability planning, and succession planning, helping identify issues before they disrupt income.

Question 12

Do you help with estate planning?

Accepted Answer

Yes. We educate clients on wills, living wills, durable and healthcare powers of attorney, and a variety of trust arrangements, and we help coordinate these documents with your broader financial and tax plan.

Question 13

Do you offer structured notes or other alternative investments?

Accepted Answer

For clients where it's an appropriate fit, we can arrange structured notes as part of a diversified portfolio — investments engineered around a defined risk and return profile. You can learn more on our Structured Notes pages, including how the mechanics work and real examples of notes we've arranged in the past.

Question 14

What tax services does Cannon Tax & Accounting offer?

Accepted Answer

Our core tax services include tax planning and preparation, customized tax savings strategies, estate and trust tax preparation, business consulting, and business entity selection — five service areas built around year-round partnership rather than a once-a-year filing.

Question 15

Is tax help available outside of tax season?

Accepted Answer

Yes. We provide 365 days of year-round support, with proactive planning that models the tax impact of decisions before they happen and precise, meticulous preparation when it's time to file.

Question 16

What accounting and bookkeeping services do you provide for businesses?

Accepted Answer

We offer corporate accounting, bookkeeping (monthly, quarterly, or annual), general ledger and financial statement preparation, estimated tax payments, accounting system setup and QuickBooks support and training, corporate tax return preparation, and payroll.

Question 17

Can you help me choose or set up my business's tax structure?

Accepted Answer

Yes. We provide business consulting and business entity selection guidance, along with financial projections and succession planning, to help you set up a structure that fits how your business operates and grows.

Question 18

Who do you typically work with?

Accepted Answer

Individuals, families, and business owners who are tired of juggling a separate accountant and investment advisor who never speak to each other. If you want one coordinated team managing your tax picture and your investment strategy together, we should talk.

Question 19

Where are you located, and do you work with clients outside Charlotte?

Accepted Answer

Our office is at 2108 South Boulevard, Suite 200, Charlotte, NC. We meet with clients in person here, and we also work with clients virtually all over.

Question 20

Is there a cost for an initial conversation?

Accepted Answer

No. We offer a complimentary, no-obligation conversation to talk about where you are, where you want to be, and whether we're the right fit for you.

Question 21

How do I get started?

Accepted Answer

Book a call or send us a message. We'll talk through your situation, answer your questions, and figure out together whether Cannon Advisors is the right fit — no pressure, no hard sell.

Frequently Asked Questions

Fiduciary Standard & What Sets Us Apart

Tax Coordination

Our Services — Wealth Management

Our Services — Tax & Accounting

Who We Work With & Getting Started

Still have questions?